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660A Newcastle Street. Leederville WA 6007
The Local Loan Company
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Welcome to The Local Loan Company. We sit under the roof of The Local Financial Group. We are here to help you get into your dream home, consolidate your finances or assist with your investing. Our team of fabulous brokers will work closely with you to achieve your goals. We are with you for the life of your loan, so contact us now and become a part of The Local Loan Family.

Investing

There are many different reasons for investing and many different strategies. Investing in property has always been a popular pathway to financial independence for many Australians. Sensible and well researched property acquisitions can be particularly attractive as they can often produce capital growth and income. Remember though that markets change so there are never any guarantees on the success of your purchase.

Assess your financial situation

You need to assess your financial situation prior to starting on this journey. That way you will know both your budget for purchase and rental income.

Research

You need to do your research. Have a look at property reports – these will give you indicators of current price, suburb information etc. Look at rental yields and vacancies – are they high or low at the moment. Look back historically to see what they were in the past. Have a contingency plan in place and a budget. You must allow for rates, taxes, insurance etc. You should also consider; does this property qualify for a depreciation allowance?

Education

It’s a great idea to educate yourself on the different strategies out there for property investing. Three of the most common are negative gearing, positive gearing and positive cash flow. There are some terrific books out there so don’t hesitate to buy them. You can also attend seminars – look for the free ones – the more you can sit through the more you will learn – but try to avoid signing up for anything on the night in the heat of the moment. Better still check out our video series under investing – you can view one here or go to Moneymoneymoney.com.au and view others there – Brodie please bold this

Seek advice

It’s a good idea that you speak to your Financial Planner or Accountant prior to entering into any contract. These people understand your financial situation and can assist you as you strive towards your goal of financial independence. Our sister companies The Local Financial Planner and The Local Accounting Group will work closely with us to ensure that you have the correct loan structure for your situation.

Interested in Investing? Then call us at The Local Loan Company to explore your options further.

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© 2017 The Local Loan Company Pty Ltd | ACN: 122 150 225 | Australian Credit Licence Number 493877
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